Your Insurance Policy covers you against ‘accidental damage’ or ‘breakdown’ of your appliance. For an accidental damage claim to be valid, the damage caused to the appliance must be ‘sudden and unforeseen’. In other words, your claim must not be as a result of typical wear and tear. For a breakdown claim to be valid, your machine must cease to work in the fashion it was designed to operate in. The cause of this breakdown must be due to either an electrical or mechanical fault. The breakdown of your appliance must not be as a result of typical wear and tear.
