No, we do not offer instant cover and it’s something we mention when you take out cover. After taking out cover online we email you to book an appointment with a broker to complete validation. Validation takes the form of a 10-15 minute phone call to confirm the details of your insurance, we may also you additional information as requested by the insurer and/or finance provider. Upon completion of validation, providing no details have been or are needed to be charged, we will incept cover with the insurer.